NPCI-Compliant AEPS Cash-Out & DMT Core for Underserved Retailers
How WaapCoders built an AEPS, BBPS and DMT platform with biometric SDK integration and automated ledger balancing for LetsPay India's retail kiosk network.
The client
- Client
- LetsPay India
- Industry
- Aadhaar Banking & Financial Inclusion
- What we built
- AEPS, BBPS & DMT banking platform
The challenge
A merchant correspondent network required an institutional banking application connecting rural retail kiosks to national banking rails with biometric security.
The solution
Developed a certified AEPS (Aadhaar Enabled Payment System), BBPS utility bill gateway, and domestic remittance engine with biometric hardware SDK bindings and automated ledger balancing.
How we implemented it
AEPS cash-out
An Aadhaar Enabled Payment System module with biometric hardware SDK bindings for retail kiosks.
BBPS utility bill gateway
A bill payment gateway for utility and other BBPS-supported payments.
Domestic remittance engine
A domestic money transfer (DMT) engine connected to national banking rails.
Automated ledger balancing
Settlement and ledger entries are reconciled automatically in real time.
The results
“The architectural stability delivered by WaapCoders allowed us to scale into rural markets without compliance or downtime worries.”