AEPS Software Development & Biometric API Integration
Engineered for BC agents, fintech startups, and banking networks in India. Deploy high-concurrency Aadhaar Enabled Payment System portals equipped with instant cash withdrawal, balance inquiry, mini-statements, Aadhaar Pay, and micro-ATM terminal support.
Platform Core Specs
- RD Service Drivers: Mantra, Morpho, Startek, SecuGen
- Core Features: Cash Withdrawal, Balance, Mini-Statement
- Commission Engine: Instant wallet settlement & tiered slabs
- Security Layer: Agent 2FA Biometric Auth & Device ID locking
- Uptime Protocol: 99.9% multi-bank gateway switch failover
Full-Stack AEPS Infrastructure Modules
Everything required to operate a profitable, compliant, and fraud-proof AEPS banking platform.
Biometric RD Service SDK
Native driver bindings for Android and Web. Effortless plug-and-play support for Mantra, Morpho, and Startek biometric scanners.
Multi-Bank Switch Failover
Smart transaction routing across ICICI, Yes Bank, Fino, and Axis bank switches ensuring maximum transaction success rates.
Aadhaar Pay Module
Allow merchants to collect payments directly from customer bank accounts using biometric authentication with customized merchant discount rates (MDR).
Micro-ATM Terminal Integration
Connect Bluetooth PAX & MoreFun mPOS devices to enable debit card cash withdrawals and balance inquiries with instant wallet ledgering.
Automated Reconciliation
Real-time bank statement parsing, auto-dispute handling, chargeback workflows, and instant commission payout distribution.
NPCI & UIDAI Security Compliance
Encrypted PID block generation, AES-256 data protection, IP whitelist restrictions, and daily biometric 2FA agent login validation.
AEPS Development FAQs
Common technical and operational questions regarding our AEPS software deployment.
What biometrics devices are supported by your AEPS software?
Our AEPS biometric SDKs support all UIDAI-compliant L0 & L1 Registered Devices (RD Service) including Mantra MFS100, Morpho MSO 1300 E3, Startek FM220U, and SecuGen Hamster Pro.
How fast are transaction settlements in your AEPS platform?
Transactions are processed in real-time with sub-second switch routing to ICICI, Yes Bank, or Fino bank gateways, providing instant wallet credit and ledger ledgering.
Do you provide white-label AEPS portals for agent networks?
Yes, we build customized, white-label admin panels, distributor management dashboards, and agent mobile apps with your branding, custom commission slabs, and fraud management controls.
Is two-factor authentication (2FA) for agents supported?
Yes, our AEPS software fully complies with NPCI guidelines incorporating daily agent 2FA biometric authentication before initiating customer transactions.
Related services, case studies & articles
- Case study: AEPS & DMT Core for Retail KiosksLetsPay India: NPCI-compliant cash-out and remittance platform.Read more
- Preventing Double-Spend with PostgreSQL Row-Level LockingLocking, ledgers and isolation levels for concurrent balance updates.Read more
- DMT Money Transfer SoftwareIMPS remittance engines with multi-tier wallet ledgers.Read more
- BBPS Bill Payment SoftwareUtility, FASTag and postpaid bill payments in one platform.Read more
Tell us what you need to build.
Share the problem, your current process and the outcome you need. We will help you decide on a practical next step.